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The Consumer Forums  

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Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£12.99 + £1 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1 (P&P)



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  The Consumer Forums      Last Post      Threads Posts
Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.
Yesterday 19:02 Go to last post
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Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right and get your bank charges refunded.------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
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Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum.
7th July 2007 12:27 Go to last post
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Consumer Action Group Webmail
  The Consumer Forums Last Post Threads Posts
Direct access to your CAG webmail.
The CAG email is now fully featured including configurable spam and virus filters. Consult your email either here or on your favourite POP3 email program.
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The Consumer Forums libraries - bank charges materials and other issues
The Consumer Forums materials base.
These materials have been moved. Please follow this link to see them
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The Consumer Review Centre
Consumer Reviews
Our reviews have been moved
Please follow the links to see or to contribute to our reviews
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The Consumer Forums
Debt Action Group
"Dealing with debt"
You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt.
  The Consumer Forums Last Post Threads Posts
Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not?
Today 04:39 Go to last post
17,892 289,330
Your rights when dealing with bailiffs and sheriff officers
Today 02:19 Go to last post
2,535 33,744
Experian, Equifax, CallCredit etc
by sbfido
Yesterday 18:41 Go to last post
658 6,868
They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice.
Yesterday 19:45 Go to last post
155 2,348
Advice on some of the formal debt management solutions
Yesterday 18:32 Go to last post
530 5,563
Advice and guidance on Scotland specific debt issues
Yesterday 23:19 Go to last post
384 4,478
Advice and guidance on dealing with court action by a creditor
Today 02:57 Go to last post
3,377 89,983
Advice on dealing with secured debt
Today 02:17 Go to last post
1,044 16,517
An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers.
Yesterday 23:08 Go to last post
143 12,436
Tell us your repossession story or seek help here
by Ell-enn
Yesterday 22:14 Go to last post
474 8,564
Advice and guidance on dealing with debt on a personal level
by mumto5
1st July 2009 21:47 Go to last post
69 1,007
Advice on how to work towards a debt free life
Yesterday 23:53 Go to last post
624 5,962
Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php
You will need to register to enter these consumer forums
Registration is FREE and very easy.
12 31
Post here any general debt questions not covered elsewhere.
by nuke em
Today 03:38 Go to last post
8,286 98,678

The Consumer Forums
The Consumer Action Group
  The Consumer Forums Last Post Threads Posts
Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way? Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas.
342 9,177
6,454 61,326
As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible.
by babsim
Yesterday 15:40 Go to last post
920 10,330
There are loads of them out there now. Each one claims to offer you the cheapest deal on Gas, Electricity, Flights, Holidays, Food - what have you.
They can't all be right can they? What do you think. Come and compare the comparison sites
by MG123
23rd February 2009 20:26 Go to last post
1 13
If you are giving up smoking then you might like to start a thread here so you can let us know how you are doing - and about each time you falter.
24th June 2009 20:01 Go to last post
51 601
Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.
1,125 9,142
Yesterday 22:37 Go to last post
374 3,406
With the switch to Digital now in full swing, we are seeing an escalation of problems ranging from faulty set-top boxes to poor customer service and difficulties with unsubscribing and being overcharged. Whatever the issue - this is now the place to post your story.
Yesterday 08:19 Go to last post
70 620
Problems with the DVLA? Don't we all? - here's the place to post.
Yesterday 17:35 Go to last post
476 5,230
Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.
Yesterday 23:49 Go to last post
2,281 18,113
30th June 2009 20:06 Go to last post
554 5,050
Come here for advice on all aspects of the holiday industry. This includes Travel Agents, Tour Operators, Airlines, Caravan Parks, Holiday Centres, Leisure Parks, etc.
by revdrun
Yesterday 22:42 Go to last post
541 4,197
by bigegg
Yesterday 21:51 Go to last post
1,435 11,365
This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums.
1st July 2009 08:07 Go to last post
359 1,861
by Conniff
Yesterday 19:55 Go to last post
279 2,879
A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.
by lbreen
Yesterday 23:23 Go to last post
3,931 50,994
The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.
Today 01:17 Go to last post
2,484 26,644
Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that.
by SRPO
Yesterday 23:58 Go to last post
152 1,606
This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.
by lihi
Yesterday 20:05 Go to last post
3,029 23,314
If you have a problem with goods which you have purchased by a major UK retailer whether it be on the High Street or On-line, share it with us here. This is where you Reclaim the Right. ENTER NOW.
by casey
Yesterday 18:56 Go to last post
1,779 16,815
If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice
30th June 2009 21:45 Go to last post
193 2,553
Come here if you think that you have consumer-style problems which are connected to your status as a student
1st July 2009 13:51 Go to last post
396 3,923
Today 00:00 Go to last post
2,311 18,815
by finaldj
Today 00:30 Go to last post
1,372 8,740
by Conniff
Yesterday 22:35 Go to last post
892 6,764

The Consumer Forums
The Bank Action Group - against unlawful bank charges
  The Consumer Forums Last Post Threads Posts
The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters.
PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED.
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Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.
by sbfido
Today 00:47 Go to last post
7,416 83,172
If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.)
Yesterday 22:18 Go to last post
898 8,901
Had a bad day, Dear? Come here for some off-topic chat.
2,915 133,493
Got any advice for the rest us?
Share your money-saving tips with the rest of us here.
30th June 2009 14:22 Go to last post
9 33
Want to meet up with other CAG people round the country?
by caro
Today 01:22 Go to last post
53 8,091
Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Yesterday 17:59 Go to last post
5,121 73,344
Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?
Yesterday 15:41 Go to last post
1,672 19,808
Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree.
Today 02:18 Go to last post
7,595 101,774
Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
by phatram
Yesterday 11:48 Go to last post
803 6,654
Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Today 01:40 Go to last post
7,312 95,570
Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Today 00:21 Go to last post
7,634 111,121
Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
7,545 91,309
Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded.
Today 00:24 Go to last post
1,590 26,250
Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Yesterday 22:45 Go to last post
5,540 77,375
Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts..
by jotty
Yesterday 19:52 Go to last post
1,855 20,225
Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Yesterday 22:40 Go to last post
2,782 27,819
Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest.
Yesterday 20:06 Go to last post
996 16,940
Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here
by woodwa5
Today 00:34 Go to last post
8,104 105,212
If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges. Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank.
Today 01:38 Go to last post
163 3,014
Links to other sources of help. Please contact Admin if you want to add an entry
by caro
11th January 2009 13:01 Go to last post
13 24
The various discussions have been moved here for easy access.
14th December 2008 14:04 Go to last post
10 1,033

Missing Persons
  The Consumer Forums Last Post Threads Posts
Contact a moderator to include an appeal or an announcement in this forum. Only UK-relevant matters please.
21st November 2008 15:03 Go to last post
11 12

In the media
  The Consumer Forums Last Post Threads Posts
Any consumer issues in the media not in the other media forums, ...Post it here. A link to a news website would be good too!
by PGH7447
Yesterday 14:41 Go to last post
256 357
Have you seen anything about this site, unfair bank charges in general, or any other finance matters in the press or on TV...Post it here. A link to a news website would be good too!
Yesterday 12:48 Go to last post
2,583 6,520
The Credit Industry's own journal. They have even described The Consumer Action Group as "controversial".
by NewsBot
Yesterday 08:19 Go to last post
116 120
by NewsBot
26th June 2009 13:36 Go to last post
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27th June 2009 06:21 Go to last post
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23rd June 2009 06:10 Go to last post
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23rd May 2009 07:34 Go to last post
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1st July 2009 02:09 Go to last post
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30th June 2009 21:15 Go to last post
107 117
by NewsBot
Yesterday 08:19 Go to last post
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